We serve our clients with a wide range of products from different insurers and investment houses.
WHAT WE DO
We offer advice in the following areas of financial portfolio management
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then we can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
When it comes to investing, it’s important to have a diverse portfolio. Our expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
When you have poured your heart and soul into your business, you want to know that it will become part of your legacy and continue to provide for your family and community when you are ready to hand over the reigns. Understanding the best-practice processes around this succession will help you make the best decisions about the future of your business.
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Group Corporate Insurance
Our team is trained and ready to advise and you on disability insurance and benefits for group life insurance products from the top service providers of group risk products. Ensure that your staff are provided for and feel secure working for you.
Group Life, Pensions and Provident Funds remain an essential part of a well run business. We will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
In the same way that building a long-standing house requires a solid foundation, your financial plan needs a firm foundation. To do this we we determine your risks, goals and objectives.
With your wealth foundation in place we begin with reducing the cost of risk by expertly selecting options of insurance products, establishing wills and estate planning, tax optimisation and other strategies that we believe will assist your long term goals.
Minimizing your financial exposure to the risks of unforeseen life events allows us to build further by planning your savings goals for wealth accumulation.
As your wealth accumulates our strategy matures and needs to be strategically managed to optimize the growth in your wealth. If you imagine your portfolio to be similar to a dam, it's at this point that your dam is filling nicely and we can look at creating other dams and feeding the water to new location, further enhancing your accumulation and risk cover.
As you move into your golden years, we believe that they should be well provided for to indeed be... your golden years! Your financial planning then changes with your new lifestyle and the strategies that we employ are in line with this next phase of your life.
with our clients
Our goal is to build and sustain long-term relationships with our clients - the best partnerships are forged in friendship and trust and are fortified with ongoing, value-adding communication. Our team is committed to staying in touch with you at least once a month (via email) and meeting with you at least once a year (more frequently if your needs dictate). Quarterly reports are sent out to our investment clients and medical aids are reviewed annually.
In choosing Inventum Financial we will ensure that your assets are well looked after; you can call on our team at any time if you have questions or need advice!
MEET OUR TEAM
We are qualified to independently assist you with
Financial Services Providers Department
Estate Planning and Consulting; Estate Administration; Drafting of Wills; Investment Planning; Consulting on Business Structures; Group benefits for companies and businesses.
Kobus Niemann is an Independent Certified Financial Planner with over 25 years of experience in the industry and he is the CEO of the company. He provides a lot of knowledge to his employees and clients over the years. He specialises in estate and investment planning, help clients with business structures, trusts and wills. Kobus is responsible for solving daily obstacles and is the key individual of the company.
Rampie Niemann is an Independent Certified Financial Planner. He graduated with a B.Com Degree majoring in Economics and has obtained a Post Graduate Diploma in Financial Planning Law and obtained his Advance Post Graduate Diploma in Estate Planning at the University of the Free State. He specialises in estate and investment planning and group benefits for companies and businesses. Rampie is also responsible for branding and marketing.
Bertie Michau is an Independent Certified Financial Planner. He graduated with a BSc Degree majoring in Agricultural Economics and completed a MBA from the Northwest University Business School. Bertie also obtained a Post Graduate Diploma in Financial Planning Law at the University of the Free State.
LM Joubert forms part of the Inventum Financial Planners team as an independent financial advisor. He completed his BSc Hons in Agricultural Economics before concluding his Post Graduate Diploma in Financial Planning Law at the University of the Free State. Intrigued by financial literacy and investments, he specializes in helping clients match their lifestyles with their financial portfolios. He is also a keen follower of investment news and indicators in order to help his clients make the best financial decisions possible and build a stronger financial foundation in their lives.
Enya Louw is Inventum’s Senior Support Administrator, responsible for workflow and problem-solving. She is part of the Inventum team for the past three years, working mainly with clients and managing the practice with general enquiries. Enya is currently studying Psychology majoring in Clinical Psychology at the University of South Africa.
Leoni Williers is a personal assistant. She assists with both life insurance and investment enquiries and new applications. With her vibrant personality and helping hand, she is crucial to supporting our clients. She also assists with office activities and adherence to company compliance. Leoni also has a background of studies in the field of Humanities.
Melinda Karsten is a personal assistant, handling the medical scheme side of Inventum Financial and other related enquiries. She studied Hospitality and Tourism Management where she gained a lot of knowledge that she can apply to all other sectors and not just the hospitality and tourism sector. Her work history in the hospitality industry helped her to understand how to handle different client enquiries.
WHAT THEY SAY...
What are our clients are saying about us?
Good day Henko. Thank you for looking out for our company's best interest now and in the past. I am so comfortable with you being only a telephone call away with ethical, prompt info and showing patience together with your friendly manner in helping us whenever needed. I have total peace of mind knowing that you, now(with Inventum) , just as in the past, keep our business finances healthy, timeous and secure. We wish you and your business a blessed journey for the future.
Inventum Financial planners het met vriendelikheid en kundigheid my genader rakende finansiele advies. Ek het werklik baat gevind vanaf dag een. Die kwaartaallikse verslae en jaarlikse besoeke is verseker waar hul die voortoue vat. In nood omstandighede was daar altyd terugvoering van die span en kon ek gerus wees dat my navrae spoedig hanteer word. Ek sien uit hoe die professionele verhouding my besluitneming vandag en in die toekoms voordelig kan beinvloed. Dankie vir die pad wat ons al gestap het.
Frans de Wet
WE ARE YOUR COMPLETE WEALTH MANAGEMENT PARTNERS.
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Tel: 053 244 0986 | 081 725 7343